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Motor Insurance / Car Insurance
Car insurance - vehicle insurance - whether you want to cover your Ferrarri car, protect your Lamborghini car, buy Mercedes Benz car insurance or renew your BMW car policy, we are your #1 choice of insurance agency for general insurance.

Comprehensive Motor
Third Party Fire and Theft

Third Party Motor Cover


In Malaysia, motor insurance is regulated by the Road Transport Act 1987 and Part IV of the Act, it requires every motor vehicle to be insured with an authorised insurer for any liability which that person may incur in respect of the death of or bodily injury to a third party caused by or arising out of the use of the motor vehicle.

Having an adequate amount of motor insurance coverage not only helps protect you, your family members and your business, it is also the foundation of a good financial plan. With our comprehensive motor coverage, you can be rest assured that you and your investment in your new car can both be protected.

The premium is calculated according to the Motor tariff prescribed by Persatuan Insurans Am Malaysia (PIAM) based on the following attributes :

Type of Coverage (Comprehensive, Third Party Fire and Theft, Third Party)
Use of vehicle (Private Car, Goods Carrying Vehicle, Buses, Taxis, etc)
Cubic capacity / Carrying Capacity
Age of vehicle
NCD Allowed
Sum Insured
No. of Authorized Drivers
Extended coverage

Policyholders also enjoy the following extended benefits with additional premium:

Windscreen (for Comprehensive Cover only)
Covers the breakage of glass in windscreens, front, rear and side windows. The damaged windscreen will be replaced and your NCB will not be affected.
Compensation For Assessed Repair Time (CART) (for Certain Insurance Company 's Comprehensive Cover Only)
Compensation to insured on loss of use of his vehicle based on loss adjuster’s assessment of the time required for repairs due to an accident claim and NOT the number of days the car is laid up at the workshop. (For more details, please refer to our agents / nearest branches).



All Drivers Coverage
(For Private use vehicle registered under company/organisation) This extra coverage allows any authorized person to drive your car. Not applicable to commercial vehicles (i.e. trailers, lorry etc).
[Premium Charged - RM50 per vehicle]



All Riders Coverage

(For Motorcycle-Comprehensive/Third Party Cover) This policy covers unnamed riders.



Legal Liability To Passengers

This coverage protects the Insured against legal liability to the passenger in the event of a claim.
Basic Premium up to 4 persons only.



Strike, Riot & Civil Commotion (for Comprehensive Cover only)

Covers the vehicle against damage caused by strike, riot and civil commotion.



Legal Liability of Passengers

Covers the legal liability of passengers for acts of negligence.

Current Year NCD Relief

This extension provides cover for compensation for loss of "No Claim Discount" (NCD).

For the quotation for the above premium, please email the following detail to or email us the form attached.



Full Name (as per IC), IC No. , Email, Insurance Company Preferred, Type of Coverage, Car model , Engine Capacity (CC), Year of Manufactured, Vehical Registered No, NCD (%)


Please Enclose copied of current policy or renewal notice, and Vehical Registeration Card

A quotation will be reply in one working day

Premiums will vary depending on the details of your policy such as type of coverage, engine capacity, NCD and additional benefits.